The whole idea that you deposit money to play, and can get the refund only if you haven't broken any rules is enough for me to vote no. I get that as the owner of a MMO you have all the rights to call every shot, but this system seems to be very abuseable. You say that in a ban, it's often a staff members word against a players word, which is very unreliable. What then makes it reliable enough to withhold someones money?
Punishment for "ban evading" is a pretty shitty rule anyways. If you cheat on one account, should all your accounts be banned? Debatable. Even if that's the case, should all your future accounts be banned as well? Having just the one account - with two characters connected to it - seems pretty shit as well.
With this, you'd be restricted to two characters, which seems very.. Well, restricting. Restrictions isn't exactly what draws people to private servers, probably rather the lack thereof.
And yes, 24 hours is a respectable total playtime, but I don't agree with the sentient that everyone would gladly pay for something they've enjoyed for over 24 hours. I'd not.
I can probably see this system somewhat working on the surface, but the whole idea seems like a way to halter the players (which you, by the way, have all the rights to do). So in short, it's a big "no" from me on this one as there's other ways to "collect" money which are way healthier for the players freedom to play how they want.
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